New Smyrna Beach Commercial Auto Insurance

What is commercial auto insurance?

As a business vehicle owner, you need similar insurance coverages for the car, truck or van you use in your business as you do for a car used for personal travel-liability, collision, comprehensive, medical payments, personal injury protection and uninsured motorists. Many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. New Smyrna Beach Commercial Auto Insurance.

Do you have a vehicle with the title in your business name? business auto insurance or commercial auto insurance is what you need! Do you drive locally? or further? Do you know what hired non-owned vehicles are? Do you run MVR's at hiring? Annually? How do you assess a bad driving record of a job candidate? Any employees use their car for business purposes?

Fleet coverage insurance

A large business may have huge number of vehicles to have a reliable transport system which may be required by the company at any time. Fleet vehicles typically are described as many vehicles owned by a company and are found in service or trade industries. Several businesses purchase or lease fleet vehicles as a mode of conveyance for sales representative.

Getting ready to quote

Prepare yourself to quote. Have vehicles' Year, make, model, VINs and whether the vehicles are used for pleasure as well. Have drivers' names, date of births, married status, driver's license numbers and whether they take the car home. Have the radius of expected travel and the number of trips daily. Order a 3 year loss run for previous coverage.

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